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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,790 | $86,938+147.1% | $102,423+109.7% | $80,925+165.4% |
| Participation rate | 92.0% | 72.4%+19.6pp | 76.5%+15.5pp | 67.7%+24.3pp |
| Annual return | 11.09% | 18.89%-7.8pp | 29.42%-18.3pp | 35.65%-24.6pp |
| Employer contribution / active EE | $12,492 | $2,369+427.2% | $3,023+313.2% | $2,756+353.2% |
| Participant deferral / active EE | $4,803 | $4,120+16.6% | $5,054-5.0% | $4,299+11.7% |
| Admin fee / account holder | $10,435 | $8,053+29.6% | $9,455+10.4% | $6,940+50.4% |