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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,410 | $110,212+42.8% | $96,534+63.1% | $139,466+12.9% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 14.60% | 26.42%-11.8pp | 25.88%-11.3pp | 373.66%-359.1pp |
| Employer contribution / active EE | $12,673 | $3,620+250.1% | $2,965+327.4% | $4,754+166.6% |
| Participant deferral / active EE | $4,509 | $5,547-18.7% | $4,851-7.0% | $6,712-32.8% |
| Admin fee / account holder | $9,580 | $11,599-17.4% | $8,253+16.1% | $11,409-16.0% |