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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,647 | $104,098+115.8% | $140,514+59.9% | $94,015+138.9% |
| Participation rate | 100.0% | 73.7%+26.3pp | 77.8%+22.2pp | 70.8%+29.2pp |
| Annual return | 15.32% | 15.14%+0.2pp | 14.36%+1.0pp | 17.84%-2.5pp |
| Employer contribution / active EE | $13,090 | $2,388+448.1% | $3,378+287.5% | $2,790+369.2% |
| Participant deferral / active EE | $4,623 | $4,033+14.6% | $4,919-6.0% | $4,249+8.8% |
| Admin fee / account holder | $4,859 | $10,439-53.5% | $13,697-64.5% | $8,951-45.7% |