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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,647 | $95,453+135.3% | $112,040+100.5% | $82,448+172.5% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.5%+23.5pp | 68.1%+31.9pp |
| Annual return | 15.32% | 23.92%-8.6pp | 24.52%-9.2pp | 41.64%-26.3pp |
| Employer contribution / active EE | $13,090 | $2,318+464.8% | $2,954+343.1% | $2,551+413.1% |
| Participant deferral / active EE | $4,623 | $4,224+9.4% | $5,098-9.3% | $4,139+11.7% |
| Admin fee / account holder | $4,859 | $9,013-46.1% | $12,098-59.8% | $7,234-32.8% |