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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,024 | $161,352-56.6% | $134,172-47.8% | $137,256-49.0% |
| Participation rate | 37.5% | 78.3%-40.8pp | 72.5%-35.0pp | 80.0%-42.5pp |
| Annual return | 11.72% | 28.72%-17.0pp | 25.30%-13.6pp | 220.34%-208.6pp |
| Employer contribution / active EE | $821 | $4,099-80.0% | $3,420-76.0% | $4,156-80.3% |
| Participant deferral / active EE | $3,222 | $5,552-42.0% | $4,690-31.3% | $6,407-49.7% |
| Admin fee / account holder | $263 | $15,028-98.3% | $12,016-97.8% | $12,270-97.9% |