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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,604 | $76,785-66.7% | $56,441-54.6% | $145,959-82.5% |
| Participation rate | 100.0% | 63.2%+36.8pp | 52.5%+47.5pp | 80.3%+19.7pp |
| Annual return | 10.77% | 3000.51%-2989.7pp | 1704.21%-1693.4pp | 561.95%-551.2pp |
| Employer contribution / active EE | $5,249 | $1,381+280.2% | $1,039+405.1% | $4,661+12.6% |
| Participant deferral / active EE | $4,395 | $2,624+67.5% | $1,953+125.0% | $6,689-34.3% |
| Admin fee / account holder | $963 | $3,334-71.1% | $2,829-66.0% | $13,398-92.8% |