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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,604 | $76,519-66.5% | $56,025-54.3% | $145,897-82.5% |
| Participation rate | 100.0% | 63.2%+36.8pp | 52.5%+47.5pp | 80.3%+19.7pp |
| Annual return | 10.77% | 3017.03%-3006.3pp | 1712.69%-1701.9pp | 552.29%-541.5pp |
| Employer contribution / active EE | $5,249 | $1,383+279.4% | $1,042+403.9% | $4,663+12.6% |
| Participant deferral / active EE | $4,395 | $2,624+67.5% | $1,955+124.9% | $6,689-34.3% |
| Admin fee / account holder | $963 | $3,331-71.1% | $2,828-65.9% | $13,390-92.8% |