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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,604 | $76,608-66.6% | $56,077-54.3% | $145,877-82.4% |
| Participation rate | 100.0% | 63.2%+36.8pp | 52.5%+47.5pp | 80.3%+19.7pp |
| Annual return | 10.77% | 3009.59%-2998.8pp | 1709.28%-1698.5pp | 551.28%-540.5pp |
| Employer contribution / active EE | $5,249 | $1,382+279.9% | $1,040+404.5% | $4,663+12.6% |
| Participant deferral / active EE | $4,395 | $2,624+67.5% | $1,954+124.9% | $6,691-34.3% |
| Admin fee / account holder | $963 | $3,325-71.0% | $2,825-65.9% | $13,402-92.8% |