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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MASSMUTUAL LIFE INSURANCE COMPANY Service code 64 · EIN 04-1590850 | Recordkeeping Fees | $161,809 |
HILLTOP SECURITIES INC.1 year Filed as: HILLTOP SECURITIES, INC Service code 27 · EIN 75-1382137 | Advisory (Plan) | $89,775 |
DA DAVIDSON & CO1 year Filed as: D.A DAVIDSON & CO Service code 27 · EIN 81-0139474 | Advisory (Plan) | $37,359 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 15 · EIN 84-0467907 | Recordkeeping | $29,720 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,617 | $82,163+27.3% | $125,381-16.6% | $64,819+61.4% |
| Participation rate | 95.3% | 77.9%+17.4pp | 82.4%+12.9pp | 71.5%+23.8pp |
| Annual return | -15.69% | 3.49%-19.2pp | 572.31%-588.0pp | 32.84%-48.5pp |
| Employer contribution / active EE | $2,386 | $3,616-34.0% | $4,815-50.4% | $2,507-4.8% |
| Participant deferral / active EE | $8,253 | $7,175+15.0% | $7,448+10.8% | $4,311+91.4% |
| Admin fee / account holder | $325 | $163+99.3% | $10,007-96.7% | $188+73.2% |