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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $355,072 | $159,978+122.0% | $147,041+141.5% | $145,978+143.2% |
| Participation rate | 90.9% | 84.0%+6.9pp | 82.2%+8.7pp | 80.3%+10.6pp |
| Annual return | 11.06% | 98.36%-87.3pp | 419.21%-408.2pp | 550.52%-539.5pp |
| Employer contribution / active EE | $5,957 | $5,288+12.6% | $4,935+20.7% | $4,662+27.8% |
| Participant deferral / active EE | $10,706 | $8,429+27.0% | $8,071+32.7% | $6,690+60.0% |
| Admin fee / account holder | $6,101 | $15,053-59.5% | $13,006-53.1% | $13,400-54.5% |