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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,090 | $138,075+4.4% | $123,552+16.6% | $135,379+6.4% |
| Participation rate | 81.8% | 84.7%-2.9pp | 82.3%-0.5pp | 82.6%-0.8pp |
| Annual return | -10.43% | 153.70%-164.1pp | 119.20%-129.6pp | 519.79%-530.2pp |
| Employer contribution / active EE | $10,057 | $5,152+95.2% | $4,628+117.3% | $4,779+110.4% |
| Participant deferral / active EE | $7,959 | $6,800+17.1% | $6,426+23.9% | $5,609+41.9% |
| Admin fee / account holder | $26,191 | $10,917+139.9% | $9,285+182.1% | $10,828+141.9% |