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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,112 | $98,766-8.8% | $149,730-39.8% | $79,852+12.8% |
| Participation rate | 85.2% | 75.8%+9.4pp | 82.5%+2.7pp | 69.6%+15.5pp |
| Annual return | 14.82% | 27.43%-12.6pp | 276.70%-261.9pp | 31.72%-16.9pp |
| Employer contribution / active EE | $2,671 | $3,217-17.0% | $4,645-42.5% | $2,471+8.1% |
| Participant deferral / active EE | $4,507 | $5,681-20.7% | $6,843-34.1% | $3,740+20.5% |
| Admin fee / account holder | $8,989 | $6,052+48.5% | $9,310-3.5% | $5,306+69.4% |