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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,588 | $85,766-11.9% | $136,298-44.5% | $70,126+7.8% |
| Participation rate | 88.6% | 74.2%+14.4pp | 81.9%+6.7pp | 69.5%+19.0pp |
| Annual return | 13.85% | 31.46%-17.6pp | 5156.27%-5142.4pp | 73.15%-59.3pp |
| Employer contribution / active EE | $2,333 | $2,966-21.4% | $4,696-50.3% | $2,343-0.4% |
| Participant deferral / active EE | $4,563 | $5,051-9.7% | $6,247-27.0% | $3,332+37.0% |
| Admin fee / account holder | $13,243 | $5,421+144.3% | $9,244+43.3% | $4,645+185.1% |