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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,423 | $76,551-13.2% | $123,894-46.4% | $62,881+5.6% |
| Participation rate | 100.0% | 73.0%+27.0pp | 81.4%+18.6pp | 69.3%+30.7pp |
| Annual return | 4.73% | 18.68%-13.9pp | 47.52%-42.8pp | 20.14%-15.4pp |
| Employer contribution / active EE | $3,348 | $2,882+16.2% | $4,617-27.5% | $2,281+46.8% |
| Participant deferral / active EE | $4,554 | $4,840-5.9% | $5,984-23.9% | $3,203+42.2% |
| Admin fee / account holder | $2,822 | $4,826-41.5% | $8,357-66.2% | $4,296-34.3% |