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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,765 | $117,904-25.6% | $102,457-14.3% | $145,978-39.9% |
| Participation rate | 50.0% | 78.6%-28.6pp | 76.5%-26.5pp | 80.3%-30.3pp |
| Annual return | 9.56% | 31.80%-22.2pp | 29.41%-19.8pp | 550.52%-541.0pp |
| Employer contribution / active EE | $1,333 | $3,613-63.1% | $3,022-55.9% | $4,662-71.4% |
| Participant deferral / active EE | $2,895 | $5,733-49.5% | $5,054-42.7% | $6,690-56.7% |
| Admin fee / account holder | $179,848 | $13,329+1249.3% | $9,451+1802.9% | $13,400+1242.1% |