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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,048 | $110,212+8.9% | $96,534+24.4% | $139,466-13.9% |
| Participation rate | 85.7% | 78.1%+7.6pp | 76.0%+9.7pp | 80.3%+5.4pp |
| Annual return | 7.89% | 26.42%-18.5pp | 25.88%-18.0pp | 373.66%-365.8pp |
| Employer contribution / active EE | $3,562 | $3,620-1.6% | $2,965+20.1% | $4,754-25.1% |
| Participant deferral / active EE | $5,314 | $5,547-4.2% | $4,851+9.6% | $6,712-20.8% |
| Admin fee / account holder | $86,749 | $11,599+647.9% | $8,253+951.1% | $11,409+660.4% |