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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,614 | $88,778-86.9% | $81,844-85.8% | $145,884-92.0% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 11.03% | 1033.03%-1022.0pp | 778.87%-767.8pp | 551.85%-540.8pp |
| Employer contribution / active EE | $3,353 | $3,087+8.6% | $2,916+15.0% | $4,662-28.1% |
| Participant deferral / active EE | $6,182 | $4,648+33.0% | $4,323+43.0% | $6,690-7.6% |
| Admin fee / account holder | $1,541 | $8,430-81.7% | $7,355-79.0% | $13,392-88.5% |