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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,388 | $72,071-85.6% | $68,368-84.8% | $137,256-92.4% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 10.93% | 353.14%-342.2pp | 292.57%-281.6pp | 220.34%-209.4pp |
| Employer contribution / active EE | $1,733 | $2,788-37.8% | $2,649-34.6% | $4,156-58.3% |
| Participant deferral / active EE | $4,798 | $4,410+8.8% | $4,123+16.4% | $6,407-25.1% |
| Admin fee / account holder | $6,725 | $5,336+26.0% | $5,150+30.6% | $12,270-45.2% |