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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,144 | $101,778+62.3% | $164,975+0.1% | $80,925+104.1% |
| Participation rate | 86.7% | 71.8%+14.8pp | 78.6%+8.1pp | 67.7%+19.0pp |
| Annual return | 8.90% | 16.73%-7.8pp | 70.12%-61.2pp | 35.65%-26.7pp |
| Employer contribution / active EE | $5,156 | $2,954+74.5% | $4,343+18.7% | $2,756+87.0% |
| Participant deferral / active EE | $6,717 | $4,477+50.0% | $6,033+11.3% | $4,299+56.3% |
| Admin fee / account holder | $80,694 | $8,221+881.5% | $12,688+536.0% | $6,940+1062.7% |