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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,955 | $77,638-49.8% | $156,551-75.1% | $62,881-38.0% |
| Participation rate | 61.3% | 71.2%-9.9pp | 84.0%-22.7pp | 69.3%-8.0pp |
| Annual return | 9.45% | 50.33%-40.9pp | 32.23%-22.8pp | 20.14%-10.7pp |
| Employer contribution / active EE | $3,904 | $3,444+13.3% | $5,501-29.0% | $2,281+71.1% |
| Participant deferral / active EE | $3,560 | $3,046+16.9% | $4,871-26.9% | $3,203+11.1% |
| Admin fee / account holder | $2,146 | $5,561-61.4% | $13,028-83.5% | $4,296-50.0% |