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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,175 | $84,236-40.4% | $170,435-70.6% | $70,126-28.4% |
| Participation rate | 63.6% | 70.8%-7.2pp | 83.6%-20.0pp | 69.5%-5.9pp |
| Annual return | 22.29% | 23.06%-0.8pp | 205.94%-183.6pp | 73.15%-50.9pp |
| Employer contribution / active EE | $2,476 | $3,387-26.9% | $5,432-54.4% | $2,343+5.7% |
| Participant deferral / active EE | $3,384 | $3,086+9.7% | $4,939-31.5% | $3,332+1.6% |
| Admin fee / account holder | $2,141 | $5,698-62.4% | $13,881-84.6% | $4,645-53.9% |