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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,577 | $106,749-4.8% | $145,433-30.2% | $82,448+23.2% |
| Participation rate | 97.1% | 75.6%+21.4pp | 82.1%+14.9pp | 68.1%+29.0pp |
| Annual return | 15.32% | 27.59%-12.3pp | 66.58%-51.3pp | 41.64%-26.3pp |
| Employer contribution / active EE | $2,730 | $3,444-20.7% | $4,554-40.1% | $2,551+7.0% |
| Participant deferral / active EE | $6,259 | $6,519-4.0% | $7,897-20.8% | $4,139+51.2% |
| Admin fee / account holder | $2,792 | $8,390-66.7% | $13,129-78.7% | $7,234-61.4% |