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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,847 | $102,422-19.1% | $147,117-43.7% | $80,959+2.3% |
| Participation rate | 93.8% | 75.9%+18.0pp | 82.2%+11.7pp | 67.7%+26.2pp |
| Annual return | 11.29% | 135.16%-123.9pp | 420.54%-409.2pp | 35.67%-24.4pp |
| Employer contribution / active EE | $2,725 | $3,717-26.7% | $4,932-44.8% | $2,757-1.2% |
| Participant deferral / active EE | $6,111 | $6,652-8.1% | $8,065-24.2% | $4,300+42.1% |
| Admin fee / account holder | $7,726 | $7,953-2.9% | $12,993-40.5% | $6,925+11.6% |