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| Provider | Service type | Compensation |
|---|---|---|
Service code 66 | Other insurance wrap fees; Insurance ... | $15,574 |
EDWARD JONES1 year Filed as: EDWARD D JONES AND CO Service code 26 · EIN 43-0345811 | Advisory (Participants) | $6,384 |
Filed as: AMERICAN UNITED LIFE INSURANCE COMP Service code 37 · EIN 35-0145825 | Loan Processing | $2,590 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,212 | $56,134-67.6% | $96,161-81.1% | $85,856-78.8% |
| Participation rate | 95.3% | 56.7%+38.6pp | 68.4%+26.9pp | 69.3%+26.0pp |
| Annual return | 12.70% | 42.30%-29.6pp | 192.01%-179.3pp | 318.58%-305.9pp |
| Employer contribution / active EE | $1,020 | $1,620-37.1% | $2,798-63.6% | $2,565-60.2% |
| Participant deferral / active EE | $2,635 | $2,858-7.8% | $4,349-39.4% | $3,952-33.3% |
| Admin fee / account holder | $56 | $3,769-98.5% | $5,538-99.0% | $6,261-99.1% |