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| Provider | Service type | Compensation |
|---|---|---|
Service code 66 | Insurance mortality and expense charg... | $15,481 |
EDWARD JONES3 years Filed as: EDWARD D JONES AND CO Service code 26 · EIN 43-0345811 | Advisory (Participants) | $6,475 |
Filed as: AMERICAN UNITED LIFE INSURANCE COMP Service code 15 · EIN 35-0145825 | Recordkeeping | $2,065 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,484 | $41,150-47.8% | $80,627-73.4% | $71,511-70.0% |
| Participation rate | 90.4% | 50.3%+40.1pp | 67.0%+23.4pp | 67.9%+22.5pp |
| Annual return | 16.10% | 38.48%-22.4pp | 936.76%-920.7pp | 28.86%-12.8pp |
| Employer contribution / active EE | $870 | $1,515-42.6% | $2,723-68.0% | $2,589-66.4% |
| Participant deferral / active EE | $2,324 | $2,701-14.0% | $4,443-47.7% | $4,291-45.8% |
| Admin fee / account holder | $68 | $1,841-96.3% | $5,381-98.7% | $1,588-95.7% |