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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,927 | $99,345-90.0% | $84,753-88.3% | $273,972-96.4% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 0.15% | 22.93%-22.8pp | 22.78%-22.6pp | 41.46%-41.3pp |
| Employer contribution / active EE | $12,111 | $4,214+187.4% | $3,574+238.8% | $4,869+148.7% |
| Participant deferral / active EE | $8,000 | $4,270+87.4% | $3,712+115.5% | $5,287+51.3% |
| Admin fee / account holder | $116,384 | $6,645+1651.3% | $5,333+2082.3% | $10,133+1048.6% |