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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,783 | $107,368-77.8% | $92,915-74.4% | $152,909-84.4% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | -80.70% | 145.64%-226.3pp | 109.45%-190.1pp | 345.46%-426.2pp |
| Employer contribution / active EE | $7,453 | $4,222+76.5% | $3,653+104.0% | $4,764+56.4% |
| Participant deferral / active EE | $8,000 | $4,848+65.0% | $4,238+88.8% | $5,851+36.7% |
| Admin fee / account holder | $2,418 | $7,082-65.9% | $5,796-58.3% | $11,601-79.2% |