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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,706 | $127,387+45.0% | $115,038+60.6% | $125,389+47.3% |
| Participation rate | 95.7% | 84.2%+11.5pp | 81.4%+14.3pp | 83.2%+12.5pp |
| Annual return | -2.35% | 31.28%-33.6pp | 26.14%-28.5pp | 282.24%-284.6pp |
| Employer contribution / active EE | $15,577 | $5,166+201.5% | $4,608+238.1% | $4,866+220.1% |
| Participant deferral / active EE | $7,835 | $6,423+22.0% | $6,026+30.0% | $5,352+46.4% |
| Admin fee / account holder | $9,010 | $9,516-5.3% | $8,175+10.2% | $9,541-5.6% |