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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,407 | $85,766+159.3% | $136,298+63.2% | $70,126+217.2% |
| Participation rate | 96.6% | 74.2%+22.4pp | 81.9%+14.6pp | 69.5%+27.0pp |
| Annual return | 15.67% | 31.46%-15.8pp | 5156.27%-5140.6pp | 73.15%-57.5pp |
| Employer contribution / active EE | $16,414 | $2,966+453.4% | $4,696+249.6% | $2,343+600.7% |
| Participant deferral / active EE | $7,803 | $5,051+54.5% | $6,247+24.9% | $3,332+134.2% |
| Admin fee / account holder | $1,953 | $5,421-64.0% | $9,244-78.9% | $4,645-58.0% |