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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,765 | $100,805-33.8% | $86,698-23.0% | $134,532-50.4% |
| Participation rate | 90.9% | 79.0%+12.0pp | 76.6%+14.3pp | 81.2%+9.7pp |
| Annual return | -23.51% | 29.09%-52.6pp | 35.95%-59.5pp | 418.27%-441.8pp |
| Employer contribution / active EE | $746 | $3,490-78.6% | $2,837-73.7% | $4,741-84.3% |
| Participant deferral / active EE | $4,758 | $5,339-10.9% | $4,656+2.2% | $6,401-25.7% |
| Admin fee / account holder | $1,236 | $10,925-88.7% | $7,493-83.5% | $11,429-89.2% |