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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,348 | $90,607-46.6% | $79,467-39.2% | $135,380-64.3% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 82.6%+17.4pp |
| Annual return | -6.18% | 977.74%-983.9pp | 718.30%-724.5pp | 519.81%-526.0pp |
| Employer contribution / active EE | $2,056 | $3,068-33.0% | $2,800-26.6% | $4,779-57.0% |
| Participant deferral / active EE | $2,716 | $4,050-32.9% | $3,704-26.7% | $5,609-51.6% |
| Admin fee / account holder | $1,401 | $5,895-76.2% | $5,104-72.6% | $10,828-87.1% |