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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,648 | $167,415-45.3% | $140,514-34.8% | $198,609-53.9% |
| Participation rate | 81.3% | 80.9%+0.4pp | 77.8%+3.5pp | 82.4%-1.1pp |
| Annual return | 13.51% | 13.85%-0.3pp | 14.36%-0.8pp | 202.70%-189.2pp |
| Employer contribution / active EE | $771 | $4,088-81.1% | $3,378-77.2% | $5,055-84.8% |
| Participant deferral / active EE | $4,831 | $5,579-13.4% | $4,919-1.8% | $6,977-30.8% |
| Admin fee / account holder | $25,425 | $16,730+52.0% | $13,697+85.6% | $19,030+33.6% |