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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,249 | $73,978-63.2% | $96,515-71.8% | $75,173-63.8% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | 19.52% | 26.72%-7.2pp | 35.73%-16.2pp | 160.72%-141.2pp |
| Employer contribution / active EE | $761 | $2,931-74.0% | $3,740-79.6% | $2,671-71.5% |
| Participant deferral / active EE | $5,367 | $3,660+46.6% | $4,880+10.0% | $4,126+30.1% |
| Admin fee / account holder | $345 | $5,219-93.4% | $6,735-94.9% | $5,651-93.9% |