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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,397 | $98,776-2.4% | $149,745-35.6% | $79,856+20.7% |
| Participation rate | 51.4% | 75.8%-24.4pp | 82.5%-31.1pp | 69.6%-18.2pp |
| Annual return | 19.71% | 27.38%-7.7pp | 276.72%-257.0pp | 31.71%-12.0pp |
| Employer contribution / active EE | $2,057 | $3,217-36.1% | $4,646-55.7% | $2,471-16.7% |
| Participant deferral / active EE | $3,677 | $5,681-35.3% | $6,843-46.3% | $3,741-1.7% |
| Admin fee / account holder | $5,337 | $6,053-11.8% | $9,312-42.7% | $5,306+0.6% |