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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,037 | $72,177-30.7% | $115,038-56.5% | $59,633-16.1% |
| Participation rate | 59.0% | 72.6%-13.5pp | 81.4%-22.4pp | 68.7%-9.7pp |
| Annual return | -1.96% | 12.02%-14.0pp | 26.14%-28.1pp | 2041.45%-2043.4pp |
| Employer contribution / active EE | $1,348 | $2,841-52.6% | $4,608-70.8% | $2,203-38.8% |
| Participant deferral / active EE | $3,154 | $4,783-34.1% | $6,026-47.7% | $3,192-1.2% |
| Admin fee / account holder | $4,137 | $4,927-16.0% | $8,175-49.4% | $4,297-3.7% |