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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,346 | $85,766-19.1% | $136,298-49.1% | $70,126-1.1% |
| Participation rate | 69.2% | 74.2%-4.9pp | 81.9%-12.7pp | 69.5%-0.3pp |
| Annual return | 20.38% | 31.46%-11.1pp | 5156.27%-5135.9pp | 73.15%-52.8pp |
| Employer contribution / active EE | $1,433 | $2,966-51.7% | $4,696-69.5% | $2,343-38.8% |
| Participant deferral / active EE | $3,692 | $5,051-26.9% | $6,247-40.9% | $3,332+10.8% |
| Admin fee / account holder | $450 | $5,421-91.7% | $9,244-95.1% | $4,645-90.3% |