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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,315 | $110,212-22.6% | $96,534-11.6% | $139,466-38.8% |
| Participation rate | 83.3% | 78.1%+5.2pp | 76.0%+7.4pp | 80.3%+3.0pp |
| Annual return | 14.76% | 26.42%-11.7pp | 25.88%-11.1pp | 373.66%-358.9pp |
| Employer contribution / active EE | $3,574 | $3,620-1.3% | $2,965+20.5% | $4,754-24.8% |
| Participant deferral / active EE | $11,531 | $5,547+107.9% | $4,851+137.7% | $6,712+71.8% |
| Admin fee / account holder | $365 | $11,599-96.9% | $8,253-95.6% | $11,409-96.8% |