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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,745 | $98,240-75.8% | $82,312-71.2% | $147,586-83.9% |
| Participation rate | 62.5% | 79.7%-17.2pp | 76.9%-14.4pp | 82.8%-20.3pp |
| Annual return | 22.78% | 30.85%-8.1pp | 25.88%-3.1pp | 578.59%-555.8pp |
| Employer contribution / active EE | $3,146 | $3,192-1.4% | $2,428+29.6% | $4,876-35.5% |
| Participant deferral / active EE | $6,907 | $4,383+57.6% | $3,706+86.4% | $5,439+27.0% |
| Admin fee / account holder | $36 | $8,563-99.6% | $5,608-99.4% | $10,886-99.7% |