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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,889 | $142,354-53.7% | $125,529-47.5% | $155,188-57.5% |
| Participation rate | 55.6% | 78.1%-22.5pp | 74.7%-19.2pp | 80.8%-25.2pp |
| Annual return | 17.32% | 306.06%-288.7pp | 202.56%-185.2pp | 148.84%-131.5pp |
| Employer contribution / active EE | $1,514 | $3,501-56.8% | $3,058-50.5% | $4,248-64.4% |
| Participant deferral / active EE | $7,491 | $5,491+36.4% | $4,813+55.7% | $6,531+14.7% |
| Admin fee / account holder | $685 | $19,392-96.5% | $16,298-95.8% | $14,480-95.3% |