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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,742 | $127,790-90.0% | $106,554-88.0% | $167,553-92.4% |
| Participation rate | 80.0% | 78.3%+1.7pp | 76.1%+3.9pp | 82.1%-2.1pp |
| Annual return | 7.27% | 33.88%-26.6pp | 26.80%-19.5pp | 478.89%-471.6pp |
| Employer contribution / active EE | $1,584 | $3,427-53.8% | $2,819-43.8% | $4,840-67.3% |
| Participant deferral / active EE | $5,825 | $5,088+14.5% | $4,398+32.4% | $6,343-8.2% |
| Admin fee / account holder | $76,620 | $11,231+582.2% | $7,408+934.2% | $12,316+522.1% |