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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,561 | $118,488-71.7% | $98,462-65.9% | $139,487-75.9% |
| Participation rate | 62.5% | 77.5%-15.0pp | 75.2%-12.7pp | 80.3%-17.8pp |
| Annual return | 19.23% | 18.96%+0.3pp | 21.17%-1.9pp | 373.84%-354.6pp |
| Employer contribution / active EE | $1,588 | $3,611-56.0% | $3,049-47.9% | $4,755-66.6% |
| Participant deferral / active EE | $8,310 | $5,393+54.1% | $4,738+75.4% | $6,713+23.8% |
| Admin fee / account holder | $455 | $13,868-96.7% | $8,875-94.9% | $11,407-96.0% |