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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,629 | $107,666+30.6% | $102,184+37.6% | $154,746-9.1% |
| Participation rate | 85.7% | 83.7%+2.0pp | 82.6%+3.1pp | 80.7%+5.0pp |
| Annual return | 10.33% | 29.33%-19.0pp | 31.58%-21.2pp | 172.34%-162.0pp |
| Employer contribution / active EE | $805 | $3,846-79.1% | $3,594-77.6% | $4,379-81.6% |
| Participant deferral / active EE | $14,032 | $8,719+60.9% | $8,309+68.9% | $6,730+108.5% |
| Admin fee / account holder | $231,681 | $12,943+1690.0% | $11,609+1895.8% | $14,365+1512.8% |