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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,812 | $105,856+98.2% | $90,161+132.7% | $147,586+42.2% |
| Participation rate | 90.9% | 79.7%+11.2pp | 76.9%+14.0pp | 82.8%+8.1pp |
| Annual return | 16.79% | 37.63%-20.8pp | 34.89%-18.1pp | 578.59%-561.8pp |
| Employer contribution / active EE | $0 | $4,126-100.0% | $3,318-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $9,206 | $5,733+60.6% | $5,287+74.1% | $5,439+69.3% |
| Admin fee / account holder | $19,724 | $8,046+145.1% | $5,943+231.9% | $10,886+81.2% |