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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,721 | $97,020+89.4% | $83,327+120.5% | $135,380+35.7% |
| Participation rate | 100.0% | 80.4%+19.6pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | -7.24% | 12.31%-19.6pp | 10.64%-17.9pp | 519.81%-527.0pp |
| Employer contribution / active EE | $0 | $4,144-100.0% | $3,379-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $10,711 | $5,964+79.6% | $5,565+92.5% | $5,609+91.0% |
| Admin fee / account holder | $2,969 | $8,426-64.8% | $7,540-60.6% | $10,828-72.6% |