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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,629 | $102,609+37.1% | $98,090+43.4% | $138,895+1.2% |
| Participation rate | 85.7% | 82.8%+2.9pp | 81.5%+4.2pp | 79.9%+5.8pp |
| Annual return | 10.33% | 36.44%-26.1pp | 37.05%-26.7pp | 145.39%-135.1pp |
| Employer contribution / active EE | $805 | $3,867-79.2% | $3,606-77.7% | $4,194-80.8% |
| Participant deferral / active EE | $14,032 | $8,167+71.8% | $7,845+78.9% | $6,396+119.4% |
| Admin fee / account holder | $231,681 | $11,434+1926.2% | $11,815+1860.9% | $12,562+1744.3% |