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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,005 | $157,276+29.1% | $141,177+43.8% | $152,885+32.8% |
| Participation rate | 71.4% | 84.8%-13.4pp | 82.5%-11.0pp | 82.5%-11.0pp |
| Annual return | 27.88% | 64.33%-36.5pp | 71.40%-43.5pp | 345.39%-317.5pp |
| Employer contribution / active EE | $3,246 | $5,262-38.3% | $4,736-31.5% | $4,763-31.9% |
| Participant deferral / active EE | $6,168 | $7,110-13.3% | $6,710-8.1% | $5,851+5.4% |
| Admin fee / account holder | $3,943 | $12,123-67.5% | $10,263-61.6% | $11,598-66.0% |