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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,688 | $127,387-20.2% | $115,038-11.6% | $125,389-18.9% |
| Participation rate | 78.3% | 84.2%-5.9pp | 81.4%-3.1pp | 83.2%-4.9pp |
| Annual return | -0.63% | 31.28%-31.9pp | 26.14%-26.8pp | 282.24%-282.9pp |
| Employer contribution / active EE | $2,970 | $5,166-42.5% | $4,608-35.5% | $4,866-39.0% |
| Participant deferral / active EE | $5,889 | $6,423-8.3% | $6,026-2.3% | $5,352+10.0% |
| Admin fee / account holder | $5,317 | $9,516-44.1% | $8,175-35.0% | $9,541-44.3% |