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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,024 | $91,474+46.5% | $135,982-1.4% | $71,529+87.4% |
| Participation rate | 77.0% | 75.7%+1.3pp | 81.9%-4.9pp | 67.9%+9.0pp |
| Annual return | 22.77% | 29.89%-7.1pp | 68.32%-45.6pp | 28.97%-6.2pp |
| Employer contribution / active EE | $0 | $3,705-100.0% | $4,859-100.0% | $2,590-100.0% |
| Participant deferral / active EE | $12,031 | $7,095+69.6% | $7,760+55.0% | $4,291+180.4% |
| Admin fee / account holder | $1,041 | $1,267-17.8% | $10,767-90.3% | $1,588-34.5% |