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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,308 | $77,817+14.8% | $123,553-27.7% | $64,173+39.2% |
| Participation rate | 73.8% | 74.7%-0.9pp | 82.3%-8.4pp | 69.6%+4.3pp |
| Annual return | -7.43% | 12.49%-19.9pp | 119.21%-126.6pp | 7.63%-15.1pp |
| Employer contribution / active EE | $0 | $3,014-100.0% | $4,628-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $10,293 | $5,240+96.4% | $6,426+60.2% | $3,470+196.7% |
| Admin fee / account holder | $407 | $5,519-92.6% | $9,284-95.6% | $4,887-91.7% |