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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,398 | $98,776+47.2% | $149,745-2.9% | $79,856+82.1% |
| Participation rate | 78.8% | 75.8%+3.0pp | 82.5%-3.7pp | 69.6%+9.1pp |
| Annual return | 17.45% | 27.38%-9.9pp | 276.72%-259.3pp | 31.71%-14.3pp |
| Employer contribution / active EE | $0 | $3,217-100.0% | $4,646-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $11,955 | $5,681+110.4% | $6,843+74.7% | $3,741+219.6% |
| Admin fee / account holder | $1,308 | $6,053-78.4% | $9,312-86.0% | $5,306-75.3% |