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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,750 | $81,476+48.2% | $102,383+17.9% | $80,925+49.2% |
| Participation rate | 53.3% | 66.8%-13.5pp | 74.5%-21.2pp | 67.7%-14.3pp |
| Annual return | 14.96% | 25.59%-10.6pp | 24.94%-10.0pp | 35.65%-20.7pp |
| Employer contribution / active EE | $1,252 | $3,105-59.7% | $3,870-67.7% | $2,756-54.6% |
| Participant deferral / active EE | $3,327 | $3,871-14.0% | $5,060-34.2% | $4,299-22.6% |
| Admin fee / account holder | $108 | $6,717-98.4% | $8,391-98.7% | $6,940-98.4% |