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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,559 | $64,729+21.4% | $112,263-30.0% | $68,490+14.7% |
| Participation rate | 69.2% | 67.2%+2.1pp | 75.1%-5.8pp | 67.9%+1.3pp |
| Annual return | -19.81% | -11.40%-8.4pp | 27.49%-47.3pp | -7.85%-12.0pp |
| Employer contribution / active EE | $1,206 | $2,746-56.1% | $3,636-66.8% | $2,597-53.6% |
| Participant deferral / active EE | $3,165 | $3,566-11.2% | $4,729-33.1% | $4,028-21.4% |
| Admin fee / account holder | $9 | $5,222-99.8% | $6,410-99.9% | $5,403-99.8% |