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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,437 | $73,978+34.4% | $96,515+3.0% | $75,173+32.3% |
| Participation rate | 66.7% | 66.4%+0.2pp | 74.3%-7.7pp | 67.2%-0.5pp |
| Annual return | 18.91% | 26.72%-7.8pp | 35.73%-16.8pp | 160.72%-141.8pp |
| Employer contribution / active EE | $1,285 | $2,931-56.2% | $3,740-65.6% | $2,671-51.9% |
| Participant deferral / active EE | $3,422 | $3,660-6.5% | $4,880-29.9% | $4,126-17.1% |
| Admin fee / account holder | $43 | $5,219-99.2% | $6,735-99.4% | $5,651-99.2% |