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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,161 | $162,812-85.8% | $133,971-82.7% | $158,966-85.4% |
| Participation rate | 83.3% | 83.2%+0.1pp | 79.8%+3.5pp | 82.0%+1.4pp |
| Annual return | 15.98% | 41.94%-26.0pp | 45.09%-29.1pp | 302.95%-287.0pp |
| Employer contribution / active EE | $1,612 | $4,976-67.6% | $3,919-58.9% | $4,762-66.1% |
| Participant deferral / active EE | $4,029 | $5,910-31.8% | $5,047-20.2% | $5,983-32.7% |
| Admin fee / account holder | $839 | $11,741-92.9% | $8,929-90.6% | $11,250-92.5% |