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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,222 | $135,645-89.5% | $110,243-87.1% | $135,379-89.5% |
| Participation rate | 61.1% | 83.5%-22.3pp | 79.8%-18.7pp | 82.6%-21.5pp |
| Annual return | -13.36% | 513.24%-526.6pp | 314.76%-328.1pp | 519.79%-533.2pp |
| Employer contribution / active EE | $1,596 | $4,907-67.5% | $3,827-58.3% | $4,779-66.6% |
| Participant deferral / active EE | $4,082 | $5,507-25.9% | $4,672-12.6% | $5,609-27.2% |
| Admin fee / account holder | $59 | $11,458-99.5% | $8,548-99.3% | $10,828-99.5% |